Benevolent Fund Insurance Premium Loan

Benevolent Fund Insurance Premium Loan

This loan product is used to finance insurance premiums  for the Group Benevolent and Welfare Fund Membership. This is for members who prefer to spread payment of the annual premium

Loan Features

  • Available to members who have paid at least 2 Sacco shares (kes 20,000)
  • We fund up to 95% of the annual premium.
  • The repayment period is a maximum of 12months. Cover cycle is 1st August-31st July.
  • Monthly Repayment instalments must not be in arrears for more than 2 months
  • Interest rate is 1.5% per month on the reducing balance.
  • The Sacco will pay full annual insurance premium to the Insurance company upon which the members policy becomes effective.
  • No security required

Minimum Share capital offer

During our several meetings, we have listened to so many people who wish to join the Sacco and the directors have resolved to reduce the minimum share requirement for those who register within the next 3 months to 5 share @ kes 10,000 =Kes 50,000. balance to be paid at kes 5000 per month. However, to qualify for the Benevolent and Welfare Fund, a member must have paid for  2 shares (kes.20,000). The maximum shares limit for a member is 1000 shares @kes10,000.